$6,748 Canada Child Benefit 2025: The Canada Child Benefit (CCB) continues to be one of the most important financial supports for families in Canada. It is a tax-free monthly payment that helps parents cover the rising costs of raising children under the age of 18. For the 2025–2026 benefit year, the program has been indexed to inflation, giving parents a boost when they need it most.
This article explains the updated benefit amounts, payment dates, eligibility rules, and helpful tips to ensure you receive your CCB without delays.
Overview of the Canada Child Benefit 2025
Administered by the Canada Revenue Agency (CRA), the CCB is designed to support low- and middle-income families. For the period of July 2025 to June 2026, payments have been increased by 2.7% to keep up with inflation.
- Families with children aged 6–17 years can receive up to $6,748 annually, which equals about $562.33 per month.
- Families with children under 6 years old can receive up to $7,997 annually, or about $666.41 per month.
Households with an Adjusted Family Net Income (AFNI) below $37,487 will qualify for the maximum amount. Above this income threshold, benefits are gradually reduced depending on the number of children.
$6,748 Canada Child Benefit 2025 CCB Payment Dates for 2025
The CRA issues CCB payments around the 20th of each month. If the date falls on a weekend or holiday, payments are made earlier. For 2025, the scheduled payment dates are:
- January 20, 2025
- February 20, 2025
- March 20, 2025
- April 18, 2025
- May 20, 2025
- June 20, 2025
- July 18, 2025
- August 20, 2025
- September 19, 2025
- October 20, 2025
- November 20, 2025
- December 12, 2025
For example, the September 2025 payment will be made on September 19 because the 20th falls on a Saturday. Families can receive their payments either by direct deposit (recommended for faster access) or by mailed cheque.
$6,748 Canada Child Benefit 2025 Eligibility for the $6,748 CCB
To qualify for the Canada Child Benefit in 2025, families must meet the following requirements:
- Be a Canadian resident for tax purposes. This includes citizens, permanent residents, or temporary residents who have lived in Canada for at least 18 months.
- Live with a child under the age of 18 and be the primary caregiver.
- File an annual tax return for both parents or partners.
In cases of shared custody, each parent typically receives half of the eligible payment. Families with children who qualify for the Disability Tax Credit may also receive an additional supplement of up to $3,411 annually.
How CCB Payments Are Calculated
The CRA calculates payments based on three main factors:
- Your Adjusted Family Net Income (AFNI) from the 2024 tax year.
- The number of children in your household.
- The ages of your children.
For example, a family with two children (one aged 4 and another aged 10) and an AFNI of $60,000 could receive approximately $11,705 per year, or about $975 per month. To get an accurate estimate, parents can use the Child and Family Benefits Calculator available on the CRA website.
$6,748 Canada Child Benefit 2025 Tips for Families to Avoid Delays
To ensure smooth and timely payments, families should:
- Enroll in direct deposit through CRA My Account or their bank.
- File 2024 taxes on time (by April 30, 2025).
- Report any changes in marital status, custody arrangements, or household income as soon as they occur.
- Check the Benefits and Credits section in CRA My Account to track payments.
- Contact CRA at 1-800-387-1193 if a payment is delayed by more than five business days.
It’s also important to be cautious of scams. The CRA will never request personal information by text message or social media. Always use the official canada.ca website to confirm details.
$6,748 Canada Child Benefit 2025 Final Thoughts
The updated $6,748 Canada Child Benefit for 2025 is a lifeline for many families, especially during times of rising costs. With monthly payments and inflation indexing, it helps parents cover essential expenses such as food, clothing, and education. By filing taxes on time, keeping information updated, and enrolling in direct deposit, families can ensure they receive every dollar they are entitled to.
For more details and updates, always check the official CRA website.
