5 New Changes in Social Security – SSI, SSDI, VA Benefits & Payment Dates5 New Changes In Social Security – For SSI, SSDI, VA Benefits & Payment Date
The Social Security Administration (SSA) has announced key updates for beneficiaries receiving SSI, SSDI, and VA benefits in 2025. These changes impact millions of Americans, including cost-of-living adjustments, benefit calculations, and payment dates. Below are the top 5 updates you need to know.
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| 1. COLA Increase | A Cost-of-Living Adjustment (COLA) of 3.2% will apply to SSI, SSDI, and VA benefits starting January 2025. |
| 2. Maximum Benefit Increased | SSDI maximum monthly benefit increased to $3,882 for those retiring at full retirement age. |
| 3. Earnings Limit Raised | For recipients under full retirement age, the earnings cap is now $22,320/year. |
| 4. SSI Federal Payment Standard | Increased to $943/month for individuals and $1,415/month for couples. |
| 5. Payment Schedule Adjustments | Payments now follow a revised calendar based on date of birth (see below). |
| Social Security Payment Dates – August 2025 |
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| SSI Recipients | August 1, 2025 |
| SSDI (DOB 1–10) | August 14, 2025 (Second Wednesday) |
| SSDI (DOB 11–20) | August 21, 2025 (Third Wednesday) |
| SSDI (DOB 21–31) | August 28, 2025 (Fourth Wednesday) |
| VA Benefits | August 1, 2025 |
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| Step 1 | Visit the SSA portal at ssa.gov/myaccount |
| Step 2 | Log in or create your “my Social Security” account |
| Step 3 | Check your benefit amount, payment status, and update direct deposit info |
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| Q: When will the new COLA increase apply? | A: Beginning with January 2025 payments. |
| Q: Will my SSDI payment increase automatically? | A: Yes, if you’re eligible, increases apply without reapplication. |
| Q: Can I receive both SSI and VA benefits? | A: Yes, depending on your total income and eligibility rules. |
| Q: Where can I update my bank info for direct deposit? | A: Log in to ssa.gov/myaccount and edit your payment details. |
