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Telegram Group$1,395 GIS Allowance for 60-64 Year Old Seniors in Canada: In September 2025, a significant change is coming to the Guaranteed Income Supplement (GIS) program in Canada. Seniors aged 60 to 64 years old will receive an increased GIS allowance, which can go up to $1,395 per month. This move is part of a broader initiative by the Canadian government to provide enhanced financial support to low-income seniors. With the rising cost of living and economic pressures affecting vulnerable groups, this boost is aimed at helping seniors live with more financial security and dignity.
The GIS is a key part of the Old Age Security (OAS) program, providing supplementary income to eligible seniors who have little to no other source of income. For September 2025, those between 60 and 64 years old who meet the eligibility requirements will see an increase in their monthly payments, giving them a better chance to cover their living expenses, healthcare costs, and other essential needs. In this article, we will explore how the GIS allowance will work, the eligibility criteria, and what changes to expect in September 2025.
$1,395 GIS Allowance for 60-64 Year Old Seniors in Canada
The Guaranteed Income Supplement (GIS) is a financial benefit offered by the Government of Canada to help seniors who have little or no income. The GIS is a part of the broader Old Age Security (OAS) program, which provides monthly payments to eligible seniors aged 65 and older. While the OAS serves as a basic income for most seniors, the GIS is designed specifically to support those with lower incomes.
For years, the GIS has been instrumental in helping reduce poverty among Canadian seniors. It is a non-taxable benefit, meaning it is not subject to income tax, and is calculated based on your annual income and other eligibility criteria. The amount you receive depends on factors such as your marital status, residency, and annual income.
GIS Allowance for 60-64 Year Old Seniors in September 2025
The GIS allowance for seniors aged 60-64 has been significantly boosted as part of the federal government’s efforts to address rising income inequality and improve the financial well-being of seniors. Starting in September 2025, seniors in this age group will be eligible for an increased monthly payment, reaching up to $1,395 depending on their individual circumstances.
This increase is expected to make a substantial difference in the lives of seniors who are in the transition period between full employment and retirement. For many seniors, the income from OAS and GIS will be their primary source of support. As a result, the additional financial assistance provided through this increase will help them meet basic needs such as food, housing, and healthcare.
Here is a breakdown of the GIS allowance for 60-64 year olds in September 2025:
| Marital Status | Monthly GIS Allowance | Maximum GIS Allowance (Single) | Maximum GIS Allowance (Couple) |
|---|---|---|---|
| Single Senior | $1,095 – $1,395 | $1,395 | N/A |
| Couple (Both Seniors) | $1,250 – $1,375 | N/A | $1,375 |
| Single Senior (Additional Allowance) | $1,395 | $1,395 | N/A |
The figures in the table above represent estimated amounts, and actual payments can vary depending on the individual’s income, marital status, and whether they qualify for additional allowances due to unique circumstances like a disability or extreme low income.
$1,395 GIS Allowance for 60-64 Year Old Seniors in Canada Eligibility for GIS Allowance for 60-64 Year Olds
To be eligible for the GIS allowance in September 2025, individuals must meet several key criteria:
- Age: You must be between 60 and 64 years old on the date the GIS payments are issued. This includes both individuals who are currently in the workforce and those who have already retired but are under the age of 65.
- Income Level: The GIS is designed for low-income seniors. Your annual income (excluding OAS payments) will be assessed to determine eligibility. If you have income from other sources, such as part-time employment, rental income, or private pensions, this will be considered in the eligibility process.
- Residency: To qualify for the GIS, you must have lived in Canada for a certain period of time, typically 10 years. Those who have moved abroad or are not Canadian citizens may not be eligible for GIS payments.
- No Other Substantial Income: GIS is specifically designed for those who have little to no income apart from OAS. Individuals with high earnings or substantial private pensions are typically ineligible or receive reduced benefits.
- Living Arrangement: Your marital status and whether you live alone or with a spouse can affect your GIS amount. Couples will receive a combined GIS allowance that is typically lower than the amount for single seniors.
How to Apply for the GIS Allowance
To apply for the GIS allowance, individuals must complete a GIS application form through the Government of Canada website. The application process requires you to provide personal and financial information to confirm your eligibility.
- Online Application: The easiest way to apply is through the My Service Canada Account (MSCA), which allows you to manage your benefits and submit any documents electronically. Alternatively, you can use the online form to apply for the GIS.
- Required Documents: You will need to provide documents such as:
- Proof of identity (e.g., passport, birth certificate)
- Details of your income, including any government benefits you are receiving
- Information about your living arrangements (if you live with a spouse or dependents)
- Automatic Enrollment: If you are already receiving OAS, you may be automatically enrolled for GIS without needing to fill out a separate application. However, you must meet the income and age criteria to receive the GIS boost.
How Much Will the GIS Allowance Help Seniors?
The GIS allowance increase will provide a crucial financial boost for seniors aged 60-64. Here’s how it will benefit them:
- Improved Financial Security: Many seniors rely on GIS as a vital source of income. The increase ensures that low-income seniors have more financial security and are better able to manage basic living expenses.
- Support During Transition: For individuals between 60 and 64, who may still be working or transitioning into full retirement, this boost provides additional assistance to bridge the gap between employment income and retirement benefits.
- Relief from Inflation: With the rising costs of living, including increases in housing, healthcare, and food, the GIS allowance increase will help seniors manage these financial challenges.
When Will the GIS Allowance Be Paid?
The GIS allowance will be paid on the third Wednesday of each month, along with OAS payments. The increased payment will take effect starting in September 2025. Seniors who are eligible and enrolled will receive the new, higher allowance on the third Wednesday of each month.
$1,395 GIS Allowance for 60-64 Year Old Seniors in Canada Conclusion
The $1,395 GIS allowance for 60-64 year old seniors in September 2025 represents an important step toward ensuring that vulnerable seniors in Canada have access to the financial resources they need. By increasing the Guaranteed Income Supplement for this age group, the Canadian government is recognizing the growing financial pressures on seniors and working to improve their standard of living.
If you are a senior in this age group, it is important to check your eligibility for this benefit and ensure that you apply on time to receive the increased payments. The GIS increase will play a crucial role in helping seniors maintain their financial independence and enjoy a higher quality of life during their retirement years.